A professional who sells insurance policies to individuals and businesses.  An Insurance agent acts as an intermediary between insurance companies and clients. This agent provides advice on insurance products, helps with policy selection, and assists in claim processes.

1. Policy Sales: Sells various insurance policies such as life, health, and general insurance.
2. Client Consultation: Advises clients on suitable insurance plans based on their needs and financial situation.
3. Policy Documentation: Assists clients in completing and submitting insurance applications and documentation.
4. Premium Collection: Helps in the collection of premiums and manages policy renewals.
5. Claims Assistance: Guides clients through the claim process and helps with documentation and follow-up.
6. Market Research: Keeps up with market trends and competitors to offer relevant insurance products

Educational Requirements:  A minimum qualification of 12th grade is typically required.

Certification: Complete an insurance agent training program or certification course offered by the Insurance Regulatory and Development Authority of India (IRDAI).

Licensing: Obtain a license from IRDAI by passing the relevant examination

• Entry-Level: Start as a junior insurance sales agent or trainee.
• Mid-Level: Progress to a senior sales agent or team leader managing a group of agents.
• Advanced Level: Advance to roles such as Branch Manager, Agency Manager, or Insurance Consultant.
• Specialization: Specialize in specific types of insurance like life, health, or commercial insurance for enhanced career opportunities

•     Insurance Companies
•     Insurance Brokerage Firms
•     Banks (as part of bancassurance)
•     Financial Planning Firms
•     Independent Insurance Agencies

Growing Insurance Market: Increasing awareness and demand for insurance products boost job opportunities.

Government Initiatives: Programs like Pradhan Mantri Jan Dhan Yojana (PMJDY) and other financial inclusion schemes enhance the need for insurance agents.

Rising Middle-Class: Growing disposable income and financial planning needs drive demand for insurance products.

Digital Trends: The expansion of online insurance platforms creates new opportunities for agents with digital skills.

Regulatory Environment: The IRDAI's regulatory framework ensures transparency and creates a stable environment for career growth.